Planning with Clear Goals
Define your goals in key financial areas, monitor your progress and make informed decisions to achieve your financial objectives.
Define goals for
your Cashflow
Cash flow goals give you the possibility to plan your income, expenses, and savings.
Spendings. Set a monthly limit for your total expenses, aggregated across all your accounts. Use this goal to monitor and control your spending habits.
Income. Track and expand your monthly income from various sources, including salary, investments, and other income streams.
Savings. Define the percentage of your monthly income that you plan to save. This is calculated after subtracting all your spendings and taxes.
Peace of mind with
Liquidity goals
Liquidity goals focus on ensuring you have enough accessible cash to meet immediate needs and handle unexpected expenses.
Cash on Hand
Keep track of the amount of money you have in your cash accounts, such as bank accounts and physical cash. This goal helps you understand your immediate liquidity.
Accessible Cash
Set a target for the percentage of your net worth that you can quickly access. This includes cash on hand and other liquid assets that can be converted to cash in a short period.
Runaway
Determine the number of months you can sustain your current lifestyle without any income.
Stimulate growth with
Investment goals
Set goals for your net worth and expected returns to encourage you to grow your wealth and secure your financial future.
Net Worth. Setting a net worth goal helps you track your overall financial health and progress over time.
Return on Investment. Define the percentage of return you expect to receive from your investments annually. This goal helps FinancialAha in evaluating the performance and potential of your investment portfolio.
Growth Rate. Estimate how much you expect your total net worth to change from one year to another. Set realistic expectations for your financial growth and measure your progress over time.
Set limits with
Debt goals
Debt goals give you the visual insights to empower you to keep your liabilities under control.
