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Terms and Conditions

Please read carefully before accessing or using FinancialAha.

Last updated: Aug 26, 2024

By using the FinancialAha website accessible at https://financialaha.com and its subdomains (collectively, the “Website”), making use of a FinancialAha Account (the “Account”) or any related features (collectively, the “Services”), you (“you” and “your”) agree to be bound by the following terms and conditions (the “Agreement”). This Agreement covers all present and future features provided by the Website, your Account and the Services. The Services are provided and operated by Write Next SRL (“FinancialAha”, “Company”, “we”, “us”, or “our”). By accessing or using the Services (including the Website and your Account), you acknowledge that you have read, understood, and agree to be bound by this Agreement in its entirety and any supplemental terms or policies incorporated in this Agreement, such as our Privacy Policy .

1. Acceptance of Terms

By accessing or using the Website, you affirm that you are at least eighteen (18) years old, or the age of majority in your jurisdiction, and are fully able and competent to enter into and comply with the terms and conditions of this Agreement.

IF YOU ARE ENTERING INTO THIS AGREEMENT ON BEHALF OF AN ENTITY, YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH ENTITY TO THESE TERMS AND CONDITIONS, IN WHICH CASE THE TERMS “YOU” OR “YOUR” SHALL REFER TO SUCH ENTITY.

IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE WEBSITE OR ANY FINANCIALAHA RESOURCES DOWNLOADED FROM THE WEBSITE.

We reserve the right, at Our sole discretion, to modify or replace this Agreement at any time. We will provide notice of such changes by posting the updated terms on the Website and/or by sending an email to the address you provided. Your continued use of the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. It is your responsibility to review this Agreement periodically for changes.

2. Definitions

Capitalized terms used in this Agreement are defined in this Section and throughout the document. Section headings are for convenience only and do not affect interpretation.

“Content” encompasses text, data, information, images, graphics, sounds, videos, audio clips, links, and similar materials available on, but not limited to, the Website and third-party websites.

“Services” shall mean any service or feature offered by FinancialAha on the Website and in the Account.

“Products” refers to the digital products offered for a one-time payment, available for download from our website.

“Resources” includes, but is not limited to, the Website, Account, Services, Content, Products, and any other materials provided by FinancialAha. This term includes Third Party Content unless context suggests otherwise.

“Intellectual Property Rights” cover all rights to inventions, works of authorship, designs, software, technical information, databases, know-how, mask works, methods, technology, and other intellectual property, including but not limited to patents, copyrights, trademarks, and trade secrets.

“Law” refers to any applicable statute, regulation, ordinance, or rule.

“Privacy Policy” refers to FinancialAha’s Privacy Policy available at https://www.financialaha.com/privacy-policy/ , as updated from time to time.

3. Website Access

You are granted a personal, limited, non-exclusive, non-assignable, non-sublicensable, non-transferable, revocable license to access and use the Website (and its related Content, Account, Services, and Products) for personal, non-commercial purposes, provided you comply with this Agreement (collectively, the “License”). Except for the License, FinancialAha does not grant you any right or license in or to any of FinancialAha’s or a third party’s Intellectual Property Rights. In its sole discretion, FinancialAha may, at any time, with or without notice, and for any or no reason, revoke this License, suspend the Website, and/or terminate this Agreement, and modify, remove, and/or otherwise restrict access to all or any part of the Website.

4. Usage Restrictions

You agree to use the Website, and all FinancialAha Resources in a lawful, ethical, and responsible manner, and comply with all applicable laws and regulations.

In using the Website, as a condition to the License, you agree not to (and shall not permit or encourage any third party to) do any of the following, in whole or in part:

  • Engage in any activities that are illegal, fraudulent, or deceptive;
  • Copy, reproduce, republish, create public Internet “links” to, “frame”, or “mirror” the FinancialAha Resources in whole or in part, or access the FinancialAha Resources via automated processes;
  • Sell, assign, lease, lend, rent, distribute, or make available any FinancialAha Resources to any third party, including use of any FinancialAha Resources as part of a time-sharing, outsourcing, or service bureau environment;
  • Modify, translate, decompile, disassemble, reverse engineer, decrypt, or attempt to discover the source code or underlying ideas and algorithms of any FinancialAha Resources;
  • Remove, conceal or alter any proprietary rights notices on FinancialAha Resources in whole or in part;
  • Circumvent or interfere with security-related features of FinancialAha Resources;
  • Create derivative works from FinancialAha Resources or use them to develop services or Content similar to or competing with any of the FinancialAha Resources;
  • Upload, publish, or transmit malicious software or code intended (or that has the potential) to damage or disrupt, or otherwise misuse, any FinancialAha Resources;
  • Take actions that impose an unreasonable load on the Website’s infrastructure, such as excessive automated access or requests, or otherwise interfere with its proper functioning, as determined in FinancialAha’s sole discretion;
  • Use FinancialAha Resources to infringe, misappropriate or violate any third-party’s Intellectual Property Rights, privacy or Law;
  • Use the FinancialAha Resources to engage in any advertising or marketing without our express written consent;
  • Paying for your subscription with fraudulent payment means, such as a stolen credit card.

5. Usage of the Products, Services and your Account

Products

We provide various digital Products, some available at no cost and others available for purchase. These Products may include but, are not limited to, spreadsheet templates, e-books, and other downloadable materials. Upon completion of a purchase, you will receive a downloadable link or access to the Product.

Upon download or purchase, you are granted a non-exclusive, non-transferable license to use the Products solely for personal, non-commercial purposes, in compliance with this Agreement and all applicable laws and regulations.

Services

Certain Services provided by FinancialAha (referred to as “Anonymous Services”) can be used anonymously, without the need to create an Account. When utilizing Anonymous Services, your data will be stored locally within the browser of the device you are using. You are solely responsible for manually importing, exporting, and maintaining a safe backup copy of your data. Due to the anonymous nature of the Anonymous Services, you acknowledge and agree that FinancialAha has neither the ability nor the obligation to store, protect, or recover your data. Consequently, FinancialAha shall not be liable for any damage, loss, or release of data associated with the use of Anonymous Services.

The provision of Anonymous Services is at the sole discretion of FinancialAha, and we reserve the right to limit, reduce, or discontinue such services at any time. In the event of discontinuation, the Anonymous Services may be transitioned to Services that require an Account. To continue using the Services, including those formerly classified as Anonymous Services, you will be required to register an Account with FinancialAha.

You acknowledge and agree that, while using Anonymous Services, you do not provide FinancialAha with your email address or any other contact information. As a result, any changes to the Anonymous Services that necessitate action on your part will be communicated solely through notices posted on the Website. It is your responsibility to periodically check the Website for such notices and changes.

Account

In order to use some of the Services provided by FinancialAha you may need to create an Account. You agree not to create an Account for anyone else or use the account of another without their permission. When creating your Account, you must provide accurate, complete, and current information. You are solely responsible for the activity that occurs in your Account, and you must safeguard your Account login credentials. You must notify FinancialAha immediately of any breach of security or unauthorized use of your Account. As between you and FinancialAha, you are solely responsible and liable for the activity that occurs in connection with your Account.

Any Account found to be committing the listed usage restrictions will be immediately suspended. FinancialAha may also terminate Accounts which are being used for illegal activities that are not listed above, particularly in response to orders from the competent authorities informing of such illegal activity.

6. Third-Party Links and Content

The Website may contain links to third-party websites, services, and content (collectively, “Third-Party Content”). These links are provided for your convenience only and do not imply any endorsement by FinancialAha of the Third-Party Content or any association with its operators. FinancialAha does not control, review, approve, monitor, endorse, warrant, or make any representations with respect to any Third-Party Content and has no responsibility for the accuracy, legality, availability, or appropriateness of any Third-Party Content.

FinancialAha may provide access to Third-Party Content through application programming interfaces (APIs) or by other means. Your use of such Third-Party Content is governed by this Agreement and, where applicable, by any additional terms required by the third party. FinancialAha reserves the right, at any time and in its sole discretion, to block or disable access to any Third-Party Content without any liability to you.

Please be aware that when you access third-party sites, you do so at your own risk. We strongly encourage you to review the privacy policies and terms of use of any third-party sites you visit. FinancialAha shall not be liable for the privacy practices or content of third-party websites or services. When you use a link to go from our Website to another website, this Agreement and our Privacy Policy are no longer in effect. Your browsing and interaction on any other website, including those that have a link on our Website, are subject to that website’s own rules and policies. Please read those rules and policies before proceeding.

7. Intellectual Property Rights

All Intellectual Property Rights related to FinancialAha Resources, including but not limited to trademarks, copyrights, patents, trade secrets, and proprietary information, are and shall remain the exclusive property of FinancialAha or its licensors. These rights include any improvements, modifications, or enhancements made to the FinancialAha Resources.

With the exception of the License granted herein, all Intellectual Property Rights related to the FinancialAha Resources, including those held by FinancialAha and its licensors and suppliers, are fully reserved. Any rights not explicitly granted to you under this Agreement are retained by FinancialAha, its affiliates, licensors, and suppliers.

8. Warranty Disclaimers

The FinancialAha Resources are provided and made available to You “as is” and “as available,”, with all faults, and without any representation, guarantee, warranties or condition of any kind, either express, implied, statutory or otherwise. FinancialAha disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, satisfactory quality, title, and non-infringement, or that otherwise arise from a course of performance or dealing, or usage of trade, all of which are hereby disclaimed by FinancialAha and its licensors and suppliers. No oral or written information given by or on behalf of FinancialAha shall create or give rise to a representation, warranty, guarantee, or condition. FinancialAha does not warrant that the Website or any FinancialAha Resources will be uninterrupted, error-free, secure, or free of viruses or other harmful components. You expressly agree that your use of the Website and FinancialAha Resources is at your sole risk.

FinancialAha does not warrant that Your use of, or reliance upon, FinancialAha Resources will:

  • meet your requirements or expectations;
  • be effective, useful, reliable, available, accurate, or complete;
  • be uninterrupted, error-free, or free of viruses or other harmful components, or that defects will be corrected;
  • satisfy, or comply with any industry standards and requirements;

FinancialAha does not warrant the accuracy, completeness, or reliability of any content or materials provided by third parties that may be accessible through the FinancialAha Resources. Any reliance you place on such third-party content is at your own risk.

The FinancialAha Resources and any information provided on the Website are meant solely for educational and informational purposes. Such materials are not intended as, nor should they be understood or construed as, financial, tax, or legal advice, and may not be relied on as investment advice, expert opinions, or other recommendations of any proposed or potential investment transaction.

FinancialAha expressly disclaims any liability for reliance on the FinancialAha Resources or any related content as a basis for making financial or investment decisions. We strongly advise that you seek the counsel of qualified financial services professionals who maintain a fiduciary relationship with you prior to making any financial or investment decisions.

The FinancialAha Resources, which may include calculators and projections, are designed exclusively for preliminary planning and informational purposes. They do not serve as a comprehensive financial plan and should not be construed as such. For a complete financial plan and tailored advice, we recommend consulting with licensed financial services professionals. Your access and use any and all FinancialAha Resources and other information available on the Website is at your sole risk.

FinancialAha has no obligation to store or forward the contents of terminated Accounts or resulted from the usage of Anonymous Services. We also have no obligation to store messages or contents for accounts that exceed their storage quotas. Furthermore, you will not hold FinancialAha liable or seek indemnification if confidential material is unintentionally released as the result of a security failure or vulnerability in the performance of the Services or if data is deleted for a terminated account. Due to the encrypted nature of the Services, you acknowledge that FinancialAha has no ability or obligation to recover your data if you misplace your password.

The disclaimers set forth herein shall be enforceable to the fullest extent permitted by applicable Law. Notwithstanding the foregoing, you may have statutory rights or protections under the Laws of your jurisdiction that may restrict or negate the effectiveness of certain disclaimers or limitations described herein. In such cases where applicable Law prohibits or limits the enforceability of any disclaimer or limitation, those disclaimers or limitations shall not apply to you, and both you and FinancialAha acknowledge and agree that such disclaimers or limitations shall be modified or rendered inapplicable to the extent necessary to comply with such Laws.

9. Limitation of Liability

To the fullest extent permitted by applicable Law, FinancialAha and its affiliates, directors, officers, employees, representatives, consultants, agents, partners, suppliers, distributors, and/or licensors (collectively, “FinancialAha Affiliates”) shall not be liable under, or otherwise in connection with, this Agreement, for

  • any indirect, incidental, special, consequential, or punitive damages;
  • any loss of profits or revenues, loss of business, loss of revenue, loss of anticipated savings, loss of opportunity, wasted time or expenditure, or other economic loss, whether incurred directly or indirectly;
  • any loss of, or damage or interruption to, data, networks, information systems, reputation, use, or goodwill;
  • other intangible losses; and/or
  • the cost of cover, or of procuring any substitute goods or services.

In no event shall FinancialAha’s and all FinancialAha Affiliates’ combined aggregate liability under, or otherwise in connection with, this Agreement exceed the greater of the amount paid by you for accessing the FinancialAha Resources or zero US Dollars ($0) if you have used the FinancialAha Resources for free.

To the maximum extent permitted by applicable law, you hereby irrevocably release FinancialAha, and all FinancialAha Affiliates from all responsibility, liability, claims, demands, and/or damages of every kind and nature, known and unknown, arising out of or in any way connected with: (x) disputes between or among users of the Website; and (y) Third Party Providers and Third Party Content.

The foregoing exclusions and limitations shall apply: (i) To the maximum extent permitted by applicable law (for instance, if a jurisdiction does not allow the exclusion or limitation of liability for consequential or incidental damages, or liability for personal injury or death caused by negligence); (ii) Even if FinancialAha has been advised, or should have been aware, of the possibility of such losses, damages, or costs; (iii) Even if any remedy specified in this Agreement fails of its essential purpose; and (iv) Regardless of the theory or basis of liability, including without limitation breach of warranty, negligence, misrepresentation, strict liability, or other contract, tort, or statutory liability.

10. Indemnification

You agree to indemnify, defend, and hold harmless FinancialAha and FinancialAha Affiliates from and against any and all claims, losses, damages, judgments, liabilities, costs, expenses, or fees (including reasonable attorneys’ fees and court costs) arising out of or related to: Your use or misuse of the FinancialAha Resources, Your violation of this Agreement, or your use of any information obtained from the Website.

FinancialAha reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify FinancialAha, and you agree to cooperate with FinancialAha’s defense of these claims. You agree not to settle any matter without the prior written consent of FinancialAha. FinancialAha will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

11. Terms of Payment

Prices

All paid Resources are priced as specified on our Website at the time of the purchase. Prices are quoted in US Dollars and are exclusive of any applicable taxes, fees, or charges unless otherwise indicated. We reserve the right to modify prices at any time. The prices applicable to your purchase will be the price displayed at the time of your transaction. Any additional charges, including but not limited to taxes, will be clearly stated at checkout. Payment must be made using the methods specified on our Website.

Subscription Payments

Subscriptions for the Services are charged on a monthly or yearly billing cycle, depending on your selection. After the initial term, the subscription is renewed automatically for the same selected duration unless canceled or modified by you. Credit balances are automatically deducted accordingly. You are responsible for keeping payment information in relation to your Account up to date. For the sake of clarity, subscriptions are billed in advance and automatically renew unless canceled. Free trials are provided at our discretion and billing commences post-trial unless canceled.

If you fail to fulfill your obligation of payment as a user of a paid Account, your account will be automatically downgraded to a free Account 14 days after the failure to proceed to payment. However, if your account is exceeding limits of free Accounts, we may downgrade your Account to a free plan with limited access, in which case your Account will be restricted and you may not be able to fully access your data.

Subscriptions and credits are linked to the Account they have originally been purchased for and cannot be transferred to another account.

Subscription Modifications

If you increase or decrease the billing cycle of your subscription (e.g. from monthly to yearly), the change is applied at the end of your current subscription cycle.

Once you have reached the limit of features included in your subscription, you can use more by upgrading your plan. If you select a higher paid plan, your subscription will be updated for a prorated price.

If you downgrade from a paid plan, your changes will take place at the end of the current billing cycle.

Subscription Cancellation

If you do not want your subscription to automatically renew, you need to downgrade your plan before the end of your subscription period.

FinancialAha does not automatically remove paid Services on your behalf (for instance, if you are over the free plan portfolio number, we do not randomly delete portfolios to fit the free plan quota), so you must first remove paid features before downgrading. If you downgrade before the end of your subscription period, we will not provide you with a refund for the unused portion of your subscription.

One-time Payments

Paid Products are subject to a one-time payment with no recurring charges, unless explicitly stated otherwise.

Refund Policy

All paid Services include a 14 days free trial before any subscription payment is made. After the trial period expires, your account will be charged for the selected billing cycle and no refund is possible.

All one-time payment transactions for Products are considered final. Given the nature of digital content, we do not provide refunds or exchanges once the purchase of a Product is completed.

Paid Accounts which are terminated due to a violation of this Agreement will incur the loss of all payments and credits and are not eligible for refund.

If FinancialAha chooses to issue a refund for any reason, the Company will only refund in the original currency of payment and to the original payment method.

If you rely on dispute or chargeback mechanisms of third-party payment processors, you waive your right to the above-mentioned refund from the Company and consent to rely upon the dispute resolution procedure of the third-party payment processor. Furthermore, if the result of the dispute or chargeback mechanisms causes FinancialAha to be liable for additional costs (e.g. dispute fee), you authorize the Company to charge that amount on your Account. In case of a dispute or chargeback, we reserve our right to suspend your Account until settlement of the dispute.

This Agreement and any disputes related to it or the use of the FinancialAha Resources shall be governed by and construed in accordance with the laws of Romania, without regard to its conflict of laws principles.

You and FinancialAha agree to submit to the exclusive jurisdiction of the courts located within Bucharest, Romania, to resolve any legal matter arising from this Agreement. Notwithstanding this, you agree that FinancialAha shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction.

Any dispute arising under or in connection with this Agreement shall be arbitrated using the Romanian language as the primary language. While a legalized English translation might be available, FinancialAha is not obligated to provide such a translation.

Any arbitration shall be conducted in accordance with the Romanian Arbitration Rules. The costs of arbitration, including any legal fees, shall be borne by the party against whom the arbitration award is made, unless otherwise directed by the arbitrator.

You and FinancialAha further agree that any cause of action arising out of or related to the FinancialAha Resources must commence within three (3) months after the cause of action accrues. Otherwise, such cause of action is permanently barred.

​​Any claims or damages that you may incur hereunder shall only be enforceable against FinancialAha, and not any other entity (such as FinancialAha Affiliates).

Moreover, if you are a consumer (as defined in the Law of your jurisdiction), this Agreement is not intended to, and shall not, exclude or limit any mandatory rights you may have under the consumer protection Laws of your jurisdiction.

The language of this Agreement is expressly agreed to be English. You hereby irrevocably waive, to the maximum extent legally permitted, any law applicable to you requiring that this Agreement be localized to meet your language (as well as any other localization requirements), or requiring an original (non-electronic) signature or delivery or retention of non-electronic records. In case of discrepancy between the English version of this Agreement and any translated version, the English version shall prevail.

We may, but are not obligated to, provide you with copies of this Agreement upon written request. You are encouraged to print a copy of this Agreement for your records. When you visit the Website, submit information, or send us an email, you are communicating with us electronically. You consent to receive communications from us electronically. While we may choose to provide you notice under this Agreement by postal mail, we may also choose to provide notice by email (in which case the notice will be deemed given the day after sending) and/or by posting notices on the Website (in which case the notice will be deemed given when you access the Website).

Additionally, you acknowledge and agree that by clicking on any “SUBMIT”, “I AGREE”, “I ACCEPT”, or similar button, you are providing a legally binding electronic signature. Pursuant to applicable laws, including without limitation the United States Electronic Signatures in Global and National Commerce Act, P.L. 106-229 (the “E-Sign Act”) and other similar statutes, you hereby agree to the use of electronic signatures, contracts, orders, and other records, and to electronic delivery of notices, policies, and records of transactions initiated or completed through the Website or Services offered by FinancialAha.

13. Miscellaneous

Entire Agreement

This Agreement constitutes the entire agreement between you and FinancialAha regarding the use of the FinancialAha Resources and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter. You acknowledge and agree that in entering into this Agreement you have not relied on any statement or representation (whether negligently or innocently made) not expressly set out in this Agreement, such as statements and explanations in any FAQs, summaries or explanatory guides regarding this Agreement, or other marketing material on the Website.

No amendment or modification of this Agreement will be binding unless in writing and signed by an authorized representative of FinancialAha. Any waiver of any provision of this Agreement will be effective only if in writing and signed by an authorized representative of FinancialAha. Electronic signatures or written agreements sent via email shall be deemed acceptable.

If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions of this Agreement will remain in full force and effect.

Failure by FinancialAha to enforce any right or provision of this Agreement will not be considered a waiver of such right or provision.

Assignment

FinancialAha may assign or transfer its rights, duties, and obligations under this Agreement without your consent, and without notice or obligation to you in the event of, but not limited to, sale of all or substantially all of the FinancialAha assets, or any merger or other business consolidation to which the FinancialAha is a party. You may not assign or in any other way transfer this Agreement or any of Your rights, duties, or obligations under this Agreement without the prior written consent of FinancialAha, which consent may be withheld at FinancialAha’s sole discretion. Any purported assignment in violation of this provision shall be null and void.

Relationship of the Parties

Nothing in this Agreement shall be construed to create a partnership, joint venture, agency, or employment relationship between you and FinancialAha. Both parties are independent contractors. Neither party is authorized to act as an agent or bind the other party except as expressly stated in this Agreement. You acknowledge that FinancialAha is not providing any legal, financial, or professional advice to you.

No Third Party Beneficiaries

Unless explicitly stated otherwise in this Agreement (such as FinancialAha Affiliates, FinancialAha licensors and suppliers), this Agreement does not confer any rights or benefits to any third parties, nor is any third party entitled to enforce any provisions herein.

Feedback

By submitting feedback, suggestions, or similar ideas for or about any FinancialAha Resources (collectively, “Feedback”), you agree that: (a) you grant FinancialAha all right, title, and interest (including without limitation all Intellectual Property Rights) in and to the Feedback; (b) FinancialAha can use, reproduce, modify, publish, and distribute such Feedback for any purpose, including for the improvement of our services and Website; (c) FinancialAha is under no obligation to use, acknowledge, or compensate you for any Feedback provided; (d) You acknowledge that you will not receive any compensation for any such Feedback; (e) the Feedback does not contain confidential or proprietary information belonging to you or any third party; (f) FinancialAha may (itself and/or via third parties), in perpetuity, use, copy, distribute, sell, create derivative works of, and otherwise commercially exploit the Feedback for any purpose and in any way, and without any restriction or obligations of any kind whatsoever; (g) FinancialAha will have no obligation to use, review, or respond to any Feedback; and (h) FinancialAha has no obligation to keep the Feedback confidential.

The Feedback you provide is non-confidential and you grant FinancialAha the right to use it without restriction. FinancialAha has no obligation to compensate you for any Feedback or to keep it confidential.

Notice

Except as stated otherwise in this Agreement, you agree that all notices, requests, consents, claims, demands, waivers, and other communications (collectively, “Notices”) hereunder shall be in writing and addressed to the parties through the contact page . It is your responsibility to ensure that the email address you provide is current and accurate.

Waiver

No failure or delay by either party in exercising any right, power, or privilege under this Agreement shall operate as a waiver of such right, power, or privilege. Any waiver of any provision of this Agreement must be in writing (for waivers by You, emails will be acceptable; for waivers by FinancialAha, the writing must be duly signed by an authorized representative of FinancialAha). A waiver of any breach of any provision of this Agreement shall not be deemed a waiver of any subsequent breach of the same or any other provision. The rights and remedies provided in this Agreement are cumulative and not exclusive of any rights or remedies provided by law.

Severability

If any provision of this Agreement is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be deemed severed from this Agreement, the remaining provisions shall continue in full force and effect. The invalid, illegal, or unenforceable provision shall be replaced with a valid, legal, and enforceable provision that most closely reflects the original intent of the parties. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of any other provision of this Agreement.

Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under this Agreement if such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor strikes, embargoes, governmental orders, or any other force majeure event beyond that party’s reasonable control.